Helping People Find Their Way Home

When dealing with your home financing, we are not only working with one of your largest personal financial investments; we also are handling one of your biggest dreams. Since we work with matters so close to the heart, we serve you from ours.

Loan Products

Click to learn more about our loan products and discover which may be right for you.

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FHA Loan

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Fixed vs Adjustable Rate Loan

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Jumbo Loan

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VA Loan

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Conventional Loan

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USDA Loan

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TOM Home Loan Calculators

Quickly estimate monthly payments, home affordability, and more!

How much
can I afford?
Is now the
time to refinance?
How much will my
monthly payment be?

Our Mission

“Helping people find their way Home.”

Core Values

Generous Love | Honest Communication
2nd Mile Service | Relentless Pursuit of Excellence

Save time, stay up-to-date and enjoy

A Simple Home-Buying Process.

Use the T.O.M. mobile app to fill out your loan application, upload documents securely, and stay up to date on loan progress and deadlines. Enjoy other convenient features like mobile pre-qualification and loan calculators.

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What They’re Saying

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TRINITY OAKS MORTGAGE WEEK OF THANKS Happy Thanksgiving everyone!
TRINITY OAKS MORTGAGE WEEK OF THANKS We are so grateful for the people with whom we work, and those who support us from home. Thank you to our employees, colleagues, our leadership team and our families for creating a safe, happy blessed workplace.
TRINITY OAKS MORTGAGE WEEK OF THANKS We are thankful for our clients, who trust us to take care of their financial needs as they make one of the biggest purchases of their lives. May their homes be a blessing for their families and and loved ones for years to come.
TRINITY OAKS MORTGAGE WEEK OF THANKS So then, just as you received Christ Jesus as Lord, continue to live your lives in him, rooted and built up in him, strengthened in the faith as you were taught, and overflowing with thankfulness. Colossians 2:6-7
Please join us in congratulating our 2021 President's Club winner, Reagan Skinner from our Storehouse Mortgage branch in The Woodlands! Each year, Trinity Oaks recognizes an elite group of Loan Officers who meet high sales goals in volume or total units. Their contributions go beyond just numbers though. These individuals embody our core values and not only provide leadership in their branches, but in their communities as a whole.
Please join us in congratulating our 2021 President's Club winner, Todd Reynolds! Each year, Trinity Oaks recognizes an elite group of Loan Officers who meet high sales goals in volume or total units. Their contributions go beyond just numbers though. These individuals embody our core values and not only provide leadership in their branches, but in their communities as a whole. The Todd Reynolds Team -Trinity Oaks Mortgage
We are thrilled to announce that Daniel Campa has been promoted to Vice President of Corporate Production! As an integral part of the company since the doors opened, he has led our Red Oak branch to meet and exceed goals and, at the same time, has been a Top Producer himself year after year. His ability to lead and grow people while consistently delivering results made Daniel the perfect choice to oversee all corporate production and recruiting efforts. Please join us in congratulating Daniel Campa-Mortgage Loan Officer !
Congratulations go out to Stephen Prescott for being promoted to Sales Manager for our Frisco, TX branch! Stephen hit the road running as a leader in 2020 and will provide outstanding guidance to our Frisco team as we set our sights on big growth in 2022! Please join us in congratulating Stephen!
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Introduction to FHA Loans

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