Helping People Find Their Way Home

When dealing with your home financing, we are not only working with one of your largest personal financial investments; we also are handling one of your biggest dreams. Since we work with matters so close to the heart, we serve you from ours.

Loan Products

Click to learn more about our loan products and discover which may be right for you.


FHA Loan

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Fixed vs Adjustable Rate Loan

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Jumbo Loan

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VA Loan

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Conventional Loan

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TOM Home Loan Calculators

Quickly estimate monthly payments, home affordability, and more!

Our Mission

“Helping people find their way Home.”

Core Values

Generous Love | Honest Communication
2nd Mile Service | Relentless Pursuit of Excellence

Save time, stay up-to-date and enjoy

A Simple Home-Buying Process.

Use the T.O.M. mobile app to fill out your loan application, upload documents securely, and stay up to date on loan progress and deadlines. Enjoy other convenient features like mobile pre-qualification and loan calculators.


Let’s Get Social

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There are so many mortgage loan products out there and all have their own unique benefits depending on your financial goals. If you're considering a FHA loan, we've come up with a few things to take in to consideration.

#mortgage #fhaloan #firsttimehomebuyer #newhome
Does paying off your mortgage or lowering your monthly payment sound like a good goal for 2022?  If so, stop waiting and take advantage todays interest rates before they inch higher! Let Trinity Oaks provide you with a FREE mortgage review showcasing the advantages of refinancing.

#refi #refinance #refiyourhome #loweryourmortgage
We are so excited to welcome Lazaro Villareal as a loan officer assistant in our Red Oak branch. Lazaro has a banking degree from Southern Methodist University, over 10 years of lending experience and 4 years of ministry media production.  

He enjoys photography and attending baseball games with his family. Welcome to the TOM Team, Lazaro!
We honor the legacy of Dr. Martin Luther King Jr. by remembering that all men and women are created equal in the eyes of God.

"Life's most persistent and urgent question is, 'What are you doing for others?'" - MLK

Make every effort to live in peace with everyone and to be holy; without holiness no one will see the Lord.
Hebrews 12:14
With Trinity Oaks Mortgage, you can purchase your home with confidence knowing your team understands your financial position and cares about your long-term wellbeing. 🏠

#newhome #dreamhome #mortgagerates #lending

January 15th is National Organize Your Home Day. If you've been putting off cleaning up and organizing your home, stop procrastinating - Start today! Put away your remaining holiday decorations, sort your closets, attic or garage and reclaim your living space. You'll be glad you did!
We appreciate Brittany and Peggy's dedication to helping our clients' home ownership dreams come true. Making you comfortable with the home buying process is important to us, and we're thrilled we could do this for Mary K.

Great work team!
We are excited to welcome James Savius to the Trinity Oaks Mortgage team as our new HR Business Partner!

With a B.S. and Masters from University of Central Florida, and 20+ years in various HR-related roles, James brings a wealth of academic and real-life experience to our organization and we are blessed to have him join our team.

Welcome, James!
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What We’re Saying

5 Things You Should Know Before You Get a FHA Home Loan

| Financial Tips, Home Buying Process | No Comments
In 2020, the Federal Housing Administration endorsed over 1.3 million mortgage loans to homeowners. While FHA loans are extremely common, many prospective homeowners don't always know the finer details. So what should…