USDA Loans

What are USDA Home Loans?

They are mortgages issued by approved Rural Housing Service (RHS) lenders like Trinity Oaks Mortgage, nationwide. They are a very popular option for eligible rural homebuyers due to the significant savings and benefits they offer due to the loan being guaranteed by the USDA.

The objective of USDA Home Loans is to help farmers and their families, ranchers, and people living in rural areas prosper with affordable home loans to improve the quality of life for themselves and their communities.


What are the benefits of a USDA Home Loan?

USDA loans offer several advantages over conventional mortgages. The down payment requirements are as low as ZERO percent, leaving borrowers with more money in their pockets at closing. Also, interest rates tend to be lower than they would be on a conventional mortgage due to federal subsidies attached to these low-cost loans. 


Learn how you can qualify with our Guide to USDA Home Loans

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Are you interested in applying for an USDA Home Loan?

Trinity Oaks Mortgage, one of the area’s leading mortgage lenders has vast experience in dealing with USDA Rural Development loans in Texas. We’re available to answer any questions, help determine if you are eligible and guide you through the home loan process.

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If you or someone you know is interested in securing USDA financing, let’s talk! Submit the below form and we will connect you with one of our expert Loan Advisors near you.