{"id":4433,"date":"2021-08-09T20:34:56","date_gmt":"2021-08-09T20:34:56","guid":{"rendered":"https:\/\/www.trinityoaksmortgage.com\/?page_id=4433"},"modified":"2021-11-30T19:42:05","modified_gmt":"2021-11-30T19:42:05","slug":"conventional-home-loans-in-texas","status":"publish","type":"page","link":"https:\/\/www.trinityoaksmortgage.com\/loan-products\/conventional-home-loans-in-texas\/","title":{"rendered":"Conventional Home Loans in Texas"},"content":{"rendered":"[vc_row type=”full_width_background” full_screen_row_position=”middle” column_margin=”default” column_direction=”default” column_direction_tablet=”default” column_direction_phone=”default” bg_image=”4335″ bg_position=”center center” background_image_loading=”default” bg_repeat=”no-repeat” scene_position=”center” top_padding=”180″ constrain_group_1=”yes” bottom_padding=”180″ text_color=”light” text_align=”left” row_border_radius=”none” row_border_radius_applies=”bg” color_overlay=”#000000″ overlay_strength=”0.3″ gradient_direction=”left_to_right” shape_divider_position=”bottom” bg_image_animation=”none” parallax_bg=”true” parallax_bg_speed=”fixed” shape_type=””][vc_column column_padding=”no-extra-padding” column_padding_tablet=”inherit” column_padding_phone=”inherit” column_padding_position=”all” column_element_spacing=”default” background_color_opacity=”1″ background_hover_color_opacity=”1″ column_shadow=”none” column_border_radius=”none” column_link_target=”_self” gradient_direction=”left_to_right” overlay_strength=”0.3″ width=”1\/1″ tablet_width_inherit=”default” tablet_text_alignment=”default” phone_text_alignment=”default” bg_image_animation=”none” border_type=”simple” column_border_width=”none” column_border_style=”solid”][vc_custom_heading text=”Conventional Loans” font_container=”tag:h1|text_align:center|color:%23ffffff” use_theme_fonts=”yes”][\/vc_column][\/vc_row][vc_row type=”in_container” full_screen_row_position=”middle” column_margin=”40px” column_direction=”default” column_direction_tablet=”default” column_direction_phone=”default” scene_position=”center” top_padding=”60″ bottom_padding=”30″ text_color=”dark” text_align=”left” row_border_radius=”none” row_border_radius_applies=”bg” overlay_strength=”0.3″ gradient_direction=”left_to_right” shape_divider_position=”bottom” bg_image_animation=”none” shape_type=””][vc_column column_padding=”no-extra-padding” column_padding_tablet=”inherit” column_padding_phone=”inherit” column_padding_position=”all” column_element_spacing=”default” background_color_opacity=”1″ background_hover_color_opacity=”1″ column_shadow=”none” column_border_radius=”none” column_link_target=”_self” gradient_direction=”left_to_right” overlay_strength=”0.3″ width=”1\/2″ tablet_width_inherit=”default” tablet_text_alignment=”default” phone_text_alignment=”default” bg_image_animation=”none” border_type=”simple” column_border_width=”none” column_border_style=”solid”][vc_column_text css_animation=”fadeIn”]\n
A conventional home loan is one that\u2019s not guaranteed or insured by the federal government. Conventional mortgages are ideal for borrowers with good or excellent credit, and offer ideal rates based on your credit score.<\/p>\n
\u2022 As little as 3% for a down payment.
\n\u2022 Credit scores higher than 620 required.
\n\u2022 A fixed rate offers you a reliable monthly payment.
\n\u2022 Adjustable Rate Mortgages may look enticing with lower monthly payments, but eventually, they adjust and increase after the fixed term.
\n\u2022 Available for a purchase, refinance, or cash-out refinance loan.<\/p>\n
Conventional home loans present fewer hurdles than an FHA, USDA, or VA Home Loan. They also typically take a short amount of time to process.[\/vc_column_text][\/vc_column][vc_column column_padding=”no-extra-padding” column_padding_tablet=”inherit” column_padding_phone=”inherit” column_padding_position=”all” column_element_spacing=”default” background_color_opacity=”1″ background_hover_color_opacity=”1″ column_shadow=”none” column_border_radius=”none” column_link_target=”_self” gradient_direction=”left_to_right” overlay_strength=”0.3″ width=”1\/2″ tablet_width_inherit=”default” tablet_text_alignment=”default” phone_text_alignment=”default” bg_image_animation=”none” border_type=”simple” column_border_width=”none” column_border_style=”solid”][vc_column_text css_animation=”none”]\n
Trinity Oaks Mortgage, one of the area\u2019s leading mortgage lenders has vast experience in dealing with Conventional home loans in Texas. We\u2019re available to answer any questions, help determine if you are eligible and guide you through the home loan process.[\/vc_column_text][nectar_btn size=”large” button_style=”regular” button_color_2=”Extra-Color-2″ solid_text_color_override=”#ffffff” icon_family=”default_arrow” url=”https:\/\/www.trinityoaksmortgage.com\/apply-now\/” text=”Apply Now” css_animation=”zoomIn”][divider line_type=”No Line” custom_height=”40″][vc_column_text css_animation=”fadeIn”]\n
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