{"id":4339,"date":"2021-08-03T16:44:27","date_gmt":"2021-08-03T16:44:27","guid":{"rendered":"https:\/\/www.trinityoaksmortgage.com\/?page_id=4339"},"modified":"2021-08-03T19:43:46","modified_gmt":"2021-08-03T19:43:46","slug":"fha-loan-texas","status":"publish","type":"page","link":"https:\/\/www.trinityoaksmortgage.com\/loan-products\/fha-loan-texas\/","title":{"rendered":"FHA Loans in Texas"},"content":{"rendered":"[vc_row type=”full_width_background” full_screen_row_position=”middle” column_margin=”default” column_direction=”default” column_direction_tablet=”default” column_direction_phone=”default” bg_image=”4331″ bg_position=”center center” background_image_loading=”default” bg_repeat=”no-repeat” scene_position=”center” top_padding=”180″ constrain_group_1=”yes” bottom_padding=”180″ text_color=”light” text_align=”left” row_border_radius=”none” row_border_radius_applies=”bg” color_overlay=”#000000″ overlay_strength=”0.3″ gradient_direction=”left_to_right” shape_divider_position=”bottom” bg_image_animation=”none” parallax_bg=”true” parallax_bg_speed=”fixed” shape_type=””][vc_column column_padding=”no-extra-padding” column_padding_tablet=”inherit” column_padding_phone=”inherit” column_padding_position=”all” column_element_spacing=”default” background_color_opacity=”1″ background_hover_color_opacity=”1″ column_shadow=”none” column_border_radius=”none” column_link_target=”_self” gradient_direction=”left_to_right” overlay_strength=”0.3″ width=”1\/1″ tablet_width_inherit=”default” tablet_text_alignment=”default” phone_text_alignment=”default” bg_image_animation=”none” border_type=”simple” column_border_width=”none” column_border_style=”solid”][vc_custom_heading text=”FHA Loans” font_container=”tag:h1|text_align:center|color:%23ffffff” use_theme_fonts=”yes”][\/vc_column][\/vc_row][vc_row type=”in_container” full_screen_row_position=”middle” column_margin=”40px” column_direction=”default” column_direction_tablet=”default” column_direction_phone=”default” scene_position=”center” top_padding=”60″ bottom_padding=”30″ text_color=”dark” text_align=”left” row_border_radius=”none” row_border_radius_applies=”bg” overlay_strength=”0.3″ gradient_direction=”left_to_right” shape_divider_position=”bottom” bg_image_animation=”none” shape_type=””][vc_column column_padding=”no-extra-padding” column_padding_tablet=”inherit” column_padding_phone=”inherit” column_padding_position=”all” column_element_spacing=”default” background_color_opacity=”1″ background_hover_color_opacity=”1″ column_shadow=”none” column_border_radius=”none” column_link_target=”_self” gradient_direction=”left_to_right” overlay_strength=”0.3″ width=”1\/2″ tablet_width_inherit=”default” tablet_text_alignment=”default” phone_text_alignment=”default” bg_image_animation=”none” border_type=”simple” column_border_width=”none” column_border_style=”solid”][vc_column_text css_animation=”fadeIn”]\n

Great for first-time homebuyers in Texas.<\/span><\/h3>\n

Buying your first home can be intimidating and confusing, but it doesn\u2019t have to be. Our expert Loan Advisors at Trinity Oaks Mortgage are here to help, and the FHA loan program is a great place to start.<\/p>\n

FHA loans are government-insured and offer flexible qualification guidelines with a nice list of benefits. The minimum down payment and credit score requirements are lower than conventional loan options.\u00a0<\/span><\/p>\n

FHA Loans make homeownership possible for borrowers who don\u2019t have a large down payment saved up and may not have a strong credit score. With a minimum FICO score of 580 and a low 3.5% down payment, you can move into your dream home quicker than you think.<\/p>\n

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Benefits of FHA Loans<\/span><\/h3>\n

FHA loan\u2019s simple requirements are matched with a great set of benefits appealing for all who qualify.<\/p>\n

    \n
  • Perfect option for First Time Homebuyers in Texas<\/li>\n
  • No minimum income requirements<\/li>\n
  • No prepayment penalties<\/li>\n
  • Gift funds allowed for the down payment<\/li>\n
  • Options for seller-paid closing costs<\/li>\n
  • Fixed- and adjustable-interest rate options are available<\/li>\n<\/ul>\n[\/vc_column_text][\/vc_column][vc_column column_padding=”no-extra-padding” column_padding_tablet=”inherit” column_padding_phone=”inherit” column_padding_position=”all” column_element_spacing=”default” background_color_opacity=”1″ background_hover_color_opacity=”1″ column_shadow=”none” column_border_radius=”none” column_link_target=”_self” gradient_direction=”left_to_right” overlay_strength=”0.3″ width=”1\/2″ tablet_width_inherit=”default” tablet_text_alignment=”default” phone_text_alignment=”default” bg_image_animation=”none” border_type=”simple” column_border_width=”none” column_border_style=”solid”][vc_column_text css_animation=”none”]\n
    COMPARE AN FHA LOAN TO ANOTHER LOAN TYPE WITH OUR HELPFUL LOAN COMPARISON CALCULATOR!<\/span><\/h5>\n[\/vc_column_text][vc_raw_html]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[\/vc_raw_html][\/vc_column][\/vc_row][vc_row type=”full_width_background” full_screen_row_position=”middle” column_margin=”default” equal_height=”yes” content_placement=”middle” column_direction=”default” column_direction_tablet=”default” column_direction_phone=”default” bg_image=”3746″ bg_position=”center center” background_image_loading=”default” bg_repeat=”no-repeat” scene_position=”center” top_padding=”60″ bottom_padding=”60″ text_color=”light” text_align=”left” row_border_radius=”none” row_border_radius_applies=”bg” color_overlay=”rgba(0,133,86,0.84)” overlay_strength=”0.95″ gradient_direction=”left_to_right” shape_divider_position=”bottom” bg_image_animation=”none” shape_type=””][vc_column column_padding=”no-extra-padding” column_padding_tablet=”inherit” column_padding_phone=”inherit” column_padding_position=”all” column_element_spacing=”default” background_color_opacity=”1″ background_hover_color_opacity=”1″ column_shadow=”none” column_border_radius=”none” column_link_target=”_self” gradient_direction=”left_to_right” overlay_strength=”0.3″ width=”1\/1″ tablet_width_inherit=”default” tablet_text_alignment=”default” phone_text_alignment=”default” bg_image_animation=”none” border_type=”simple” column_border_width=”none” column_border_style=”solid”][vc_row_inner column_margin=”default” column_direction=”default” column_direction_tablet=”default” column_direction_phone=”default” text_align=”left”][vc_column_inner column_padding=”no-extra-padding” column_padding_tablet=”inherit” column_padding_phone=”inherit” column_padding_position=”all” column_element_spacing=”default” centered_text=”true” background_color_opacity=”1″ background_hover_color_opacity=”1″ column_shadow=”none” column_border_radius=”none” column_link_target=”_self” gradient_direction=”left_to_right” overlay_strength=”0.3″ width=”1\/1″ tablet_width_inherit=”default” bg_image_animation=”none” border_type=”simple” column_border_width=”none” column_border_style=”solid”][vc_custom_heading text=”Read more about FHA Home Loan Requirements in Texas” font_container=”tag:h2|font_size:45|text_align:center|color:rgba(255%2C255%2C255%2C0.7)” use_theme_fonts=”yes” css_animation=”fadeInUp” css=”.vc_custom_1628017040229{margin-top: 10px !important;margin-bottom: 10px !important;}”][divider line_type=”No Line” custom_height=”20″][nectar_btn size=”large” button_style=”see-through-2″ color_override=”#ffffff” hover_color_override=”#00c08b” hover_text_color_override=”#ffffff” icon_family=”default_arrow” url=”https:\/\/www.trinityoaksmortgage.com\/fha-loan-requirements-in-texas\/” text=”Learn More” css_animation=”zoomIn”][\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row][vc_row type=”in_container” full_screen_row_position=”middle” column_margin=”40px” column_direction=”default” column_direction_tablet=”default” column_direction_phone=”default” scene_position=”center” top_padding=”60″ bottom_padding=”20″ text_color=”dark” text_align=”left” row_border_radius=”none” row_border_radius_applies=”bg” overlay_strength=”0.3″ 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    Are you interested in applying for an FHA Home Loan?<\/span><\/h4>\n

    Trinity Oaks Mortgage, one of the area\u2019s leading mortgage lenders has vast experience in dealing with FHA loans in Texas. We\u2019re available to answer any questions, help determine if you are eligible and guide you through the home loan process.<\/p>\n[\/vc_column_text][nectar_btn size=”large” button_style=”regular” button_color_2=”Extra-Color-2″ solid_text_color_override=”#ffffff” icon_family=”default_arrow” url=”https:\/\/www.trinityoaksmortgage.com\/apply-now\/” text=”Apply Now” css_animation=”zoomIn”][divider line_type=”No Line” custom_height=”40″][vc_column_text css_animation=”fadeIn”]\n

    If you or someone you know is interested in securing FHA financing, let\u2019s talk! Submit the below form and we will connect you with one of our expert Loan Advisors near you.\u00a0<\/span><\/h4>\n[\/vc_column_text][\/vc_column][\/vc_row][vc_row type=”in_container” full_screen_row_position=”middle” column_margin=”default” column_direction=”default” column_direction_tablet=”default” column_direction_phone=”default” scene_position=”center” text_color=”dark” text_align=”left” row_border_radius=”none” row_border_radius_applies=”bg” overlay_strength=”0.3″ gradient_direction=”left_to_right” shape_divider_position=”bottom” bg_image_animation=”none”][vc_column column_padding=”no-extra-padding” column_padding_tablet=”inherit” column_padding_phone=”inherit” column_padding_position=”all” column_element_spacing=”default” background_color_opacity=”1″ background_hover_color_opacity=”1″ column_shadow=”none” column_border_radius=”none” column_link_target=”_self” gradient_direction=”left_to_right” overlay_strength=”0.3″ width=”1\/1″ tablet_width_inherit=”default” tablet_text_alignment=”default” phone_text_alignment=”default” bg_image_animation=”none” border_type=”simple” column_border_width=”none” column_border_style=”solid”][vc_column_text]\n