{"id":1149,"date":"2020-04-20T19:05:37","date_gmt":"2020-04-20T19:05:37","guid":{"rendered":"https:\/\/www.trinityoaksmortgage.com\/?page_id=1149"},"modified":"2021-12-10T17:11:44","modified_gmt":"2021-12-10T17:11:44","slug":"time-to-refinance","status":"publish","type":"page","link":"https:\/\/www.trinityoaksmortgage.com\/time-to-refinance\/","title":{"rendered":"Time to Refinance"},"content":{"rendered":"[vc_row type=”in_container” full_screen_row_position=”middle” column_margin=”default” equal_height=”yes” content_placement=”middle” column_direction=”default” column_direction_tablet=”default” column_direction_phone=”default” scene_position=”center” text_color=”dark” text_align=”left” row_border_radius=”none” row_border_radius_applies=”bg” overlay_strength=”0.3″ gradient_direction=”left_to_right” shape_divider_position=”bottom” bg_image_animation=”none” shape_type=””][vc_column column_padding=”padding-3-percent” column_padding_tablet=”inherit” column_padding_phone=”inherit” column_padding_position=”all” column_element_spacing=”default” centered_text=”true” background_color_opacity=”0.5″ background_hover_color_opacity=”1″ background_image=”1177″ background_image_position=”center center” enable_bg_scale=”true” background_image_loading=”default” column_shadow=”none” column_border_radius=”none” column_link_target=”_self” color_overlay=”#000000″ gradient_direction=”left_to_right” overlay_strength=”0.3″ width=”1\/2″ tablet_width_inherit=”default” tablet_text_alignment=”default” phone_text_alignment=”default” bg_image_animation=”none” border_type=”simple” column_border_width=”none” column_border_style=”solid”][vc_column_text]\n
\n
\n

Time to Refinance?<\/span><\/h2>\n

<\/h2>\n

Talk to us.<\/span><\/h2>\n<\/div>\n<\/div>\n[\/vc_column_text][\/vc_column][vc_column column_padding=”padding-3-percent” column_padding_tablet=”inherit” column_padding_phone=”inherit” column_padding_position=”all” column_element_spacing=”default” background_color_opacity=”1″ background_hover_color_opacity=”1″ column_shadow=”none” column_border_radius=”none” column_link_target=”_self” gradient_direction=”left_to_right” overlay_strength=”0.3″ width=”1\/2″ tablet_width_inherit=”default” tablet_text_alignment=”default” phone_text_alignment=”default” bg_image_animation=”none” border_type=”simple” column_border_width=”none” column_border_style=”solid”][vc_column_text]\n

We offer a variety of refinance programs to meet any need:<\/strong><\/span><\/h4>\n[\/vc_column_text][vc_column_text]Fixed-rate refinance loan<\/strong><\/span>
\n\u2022 Set interest rate for the life of the loan
\n\u2022 Your monthly payments of principle and interest remain the same for the life of the loan<\/p>\n

Adjustable-rate refinance loan<\/strong><\/span>
\n\u2022 Interest rate may change periodically during the loan term
\n\u2022 Your monthly payment may increase or decrease based on interest rate changes<\/p>\n

FHA and VA refinance loans<\/strong><\/span>
\n\u2022 Government loans from the Federal Housing Administration and the U.S. Department of Veterans Affairs
\n\u2022 Low down payment options with flexible credit and income guidelines<\/p>\n

Cash-out refinance loan<\/strong><\/span>
\n\u2022 If you have available home equity, you could get cash when you close your refinance loan
\n\u2022 Fixed-rate and adjustable-rate options available[\/vc_column_text][\/vc_column][\/vc_row][vc_row type=”in_container” full_screen_row_position=”middle” column_margin=”default” column_direction=”default” column_direction_tablet=”default” column_direction_phone=”default” scene_position=”center” top_padding=”20″ text_color=”dark” text_align=”left” row_border_radius=”none” row_border_radius_applies=”bg” overlay_strength=”0.3″ gradient_direction=”left_to_right” shape_divider_position=”bottom” bg_image_animation=”none” shape_type=””][vc_column column_padding=”no-extra-padding” column_padding_tablet=”inherit” column_padding_phone=”inherit” column_padding_position=”all” column_element_spacing=”default” background_color_opacity=”1″ background_hover_color_opacity=”1″ column_shadow=”none” column_border_radius=”none” column_link_target=”_self” gradient_direction=”left_to_right” overlay_strength=”0.3″ width=”1\/6″ tablet_width_inherit=”default” tablet_text_alignment=”default” phone_text_alignment=”default” bg_image_animation=”none” border_type=”simple” column_border_width=”none” column_border_style=”solid”][\/vc_column][vc_column column_padding=”no-extra-padding” column_padding_tablet=”inherit” column_padding_phone=”inherit” column_padding_position=”all” column_element_spacing=”default” background_color_opacity=”1″ background_hover_color_opacity=”1″ column_shadow=”none” column_border_radius=”none” column_link_target=”_self” gradient_direction=”left_to_right” overlay_strength=”0.3″ width=”2\/3″ tablet_width_inherit=”default” tablet_text_alignment=”default” phone_text_alignment=”default” bg_image_animation=”none” border_type=”simple” column_border_width=”none” column_border_style=”solid”][vc_column_text]\n\t\t\t\t\t