Loan Officer

Overview

Trinity Oaks Mortgage seeks loan officers to evaluate, authorize, approval or deny loan applications for individuals. Successful applicants will act as a liaison between customers and our financial institution and will help qualified applicants acquire loans in a timely manner.

Responsibilities

  • Originates and closes loans
  • Actively markets and maintains personal database of clients
  • Evaluate credit worthiness by processing loan applications and documentation within specified limits
  • Interview applicants to determine financial eligibility and feasibility of granting loans
  • Determine all applicable ratios and metrics and set up debt payment plans
  • Communicate with clients either to request or to provide information
  • Justify decisions (approvals/rejections) and report on them
  • Complete loan contracts and counsel clients on policies and restrictions
  • Update job knowledge on types of loans and other financial services
  • Maintain and update account records
  • Assess customer needs, explore all options and introduce different types of loans
  • Develop referral networks, suggest alternate channels and cross-sell products and services
  • Go the “extra mile” to build trust relationships, customer loyalty and satisfaction throughout the underwriting process
  • Operate in compliance with laws and regulations and adhere to lending compliance guidelines

Requirements

  • Proven working experience as a loan officer
  • Familiarity with computers and loan applications/software, preferably Lending QB
  • Solid understanding of direct/indirect lending products and practices
  • Excellent communication and interpersonal skills
  • Customer satisfaction orientation and sales competencies
  • Ability to work in a goal oriented environment
  • BS degree in finance, economics or a related field, or commensurate job experience

To apply for this job email your details to careers@trinityoaksmortgage.com